Identity theft is often a growing problem in our country, by having an estimated 9 million victims every year. If you suspect that your personal information could have been stolen and misused, you should take action to protect yourself straight away. The Federal Trade Commission, our country's consumer protection agency, has several resources and strategies for victims of identity fraud.
If your information that is personal continues to be stolen or misused, it is crucial that you simply act as soon as you can. The longer waiting to do something, the harder difficult it will be to undo the damage.
The right off the bat you need to do is place a fraud alert on your credit report. A fraud alert requires creditors to take certain steps to confirm your identity before a whole new account can be achieved, preventing a fraudulent account from being opened in your name.
To place a fraud alert, simply contact one of several following companies:
Experian - 1-888-397-3742
Transunion - 1-800-680-7289
Close Security bins Sydney that you just believe are already compromised. Call each company involved and have to talk with someone inside security or fraud department. Follow up on Secure paper destruction Sydney with copies (not originals) of supporting documentation and send it via certified mail.
File a report using the Federal trade commission, either through their online complaint form or by telephone at 1-877-438-4338. This report will help you in getting a police report, and offers authorities the info they need to track down identity thieves.
File a report with local police in which the theft occurred, and get a replica of the police report. Many creditors need a police report before they are going to resolve your disputes of fraudulent charges.
Stay alert for indications of further abuse of your respective information, such as failing to get bills or other mail, receiving credit cards that you didn't sign up for, or calls from the debt collector. Ask Document destruction services Sydney to get a letter of confirmation since your disputes are resolved, as evidence against further fraudulent charges.